loan-standard-120k-2026
CR_Mortgage_StandardLegal balance only - America/Costa_Rica
accelerateddefaultearlyas of 2026-03-20T00:00:00Z
Principal
USD 120,000.00
Due interest
USD 0.00
Future interest
USD 0.00
Overdue
USD 0.00
Days past due
32
Fees
USD 12.00
Penalties
USD 14.25
Cure amount
n/a
Accelerated claim
USD 125,555.34
Event ledger
| Seq | Event | Effective | Recorded | Payload summary |
|---|---|---|---|---|
| 1 | origination | 2026-01-01T00:00:00Z | 2026-01-01T00:00:00Z | principalAmount: 120000.00, currency: USD |
| 2 | interest_accrued | 2026-01-01T00:00:01Z | 2026-01-01T00:00:01Z | accrualPeriodStart: 2026-01-01, accrualPeriodEnd: 2026-12-31, amount: 24000.00 |
| 3 | payment | 2026-01-01T10:00:00Z | 2026-01-01T10:00:00Z | amount: 2000.00, currency: USD, paymentReceivedDate: 2026-01-01 |
| 4 | payment_applied | 2026-01-01T10:00:01Z | 2026-01-01T10:00:01Z | paymentEventId: evt-pay-f2-jan |
| 5 | collections_started | 2026-02-15T09:00:00Z | 2026-02-15T09:00:00Z | stage: early, reason: acceleration review |
| 6 | acceleration_declared | 2026-03-05T09:00:00Z | 2026-03-05T09:00:00Z | declaredDate: 2026-03-05, defaultTriggerDate: 2026-02-07, daysDelinquentAtDeclaration: 32 |
| 7 | acceleration_effective | 2026-03-05T09:00:01Z | 2026-03-05T09:00:01Z | declaredEventId: evt-f5-006, effectiveDate: 2026-03-05 |
Diagnostics
Read-only engine trace from contract, ordered event stream, and selected as-of timestamp.
Due buckets
due-2026-012026-01-01original USD 2,000.00interest paid USD 2,000.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-022026-02-01original USD 2,000.00interest paid USD 0.00fees USD 12.00fees paid USD 0.00penalty USD 14.25penalty paid USD 0.00
due-2026-032026-03-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-042026-04-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-052026-05-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-062026-06-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-072026-07-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-082026-08-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-092026-09-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-102026-10-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-112026-11-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
due-2026-122026-12-01original USD 2,000.00interest paid USD 0.00fees USD 0.00fees paid USD 0.00penalty USD 0.00penalty paid USD 0.00
Penalty and default segments
penalty due-2026-022026-02-072026-03-0526 daysbase USD 2,000.00USD 14.25
penalty default-regime2026-03-052026-03-2015 daysbase USD 124,026.25USD 1,529.09
Admin fee derivation
admin due-2026-02assessed USD 12.00paid USD 0.00
Acceleration snapshot
snapshot as of 2026-03-05T00:00:00Zpre-default state collectionspre-default principal USD 120,000.00pre-default overdue USD 2,000.00pre-default fees USD 12.00pre-default penalties USD 14.25
Payment application trace
evt-pay-f2-janpaid USD 2,000.00fees USD 0.00penalty USD 0.00interest USD 2,000.00principal USD 0.00